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Updated: May 12, 2026 at 9:06 PM

Descriptive Prep Today

Official Channel Of Descriptive Prep Today. For Queries Contact @PrepTodayBot IBPS PO, SBI PO, Insurance Exams For Any Purchase From Guidely ' PAW12 ' For Maximum Discount.

@DescriptivePrep is a dedicated channel for queries and ibps with regular updates in Competitive Exams

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Descriptive Prep Today

May 11, 2026, 09:33 AM

Rohit Jain🔺 appointed 🏦 RBI Deputy Governor for 3 yrs, to succeed Rabi Sankar.

Jain has, over a span of about three decades, served in supervisory, human resource management, banking, and other areas in the Reserve Bank.

📰 Appointment News

2,370

Descriptive Prep Today

May 11, 2026, 09:33 AM

[poll]
Loan 🏠 write-off sounds like relief… but it’s not what you think 🍔A loan write-off means the bank removes a bad loan (NPA) from its records and shows it as a loss, but the borrower still has to repay the loan. 💡Write-Off removes loans from books, But Loan…

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May 11, 2026, 09:33 AM

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May 11, 2026, 09:33 AM

🗓Approx 90 Days left for SBI PO 2026. This is the right time to invest in yourself :

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Descriptive Prep Today

May 11, 2026, 09:33 AM

📷 Photo

Loan 🏠 write-off sounds like relief… but it’s not what you think

🍔A loan write-off means the bank removes a bad loan (NPA) from its records and shows it as a loss,
but the borrower still has to repay the loan.

💡Write-Off removes loans from books,
But Loan Waiver removes the loan itself.

2,840

Descriptive Prep Today

May 11, 2026, 09:33 AM

📎 File

📣OICL AO Mains Result Out

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May 11, 2026, 09:33 AM

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May 11, 2026, 09:33 AM

📎 File

📣RBI Grade B 2026 Notification Out

👥Vacancy : 60

🗓Form Filling Date:
29 April - 20 May 2026

⛓Apply Online:
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Descriptive Prep Today

May 11, 2026, 09:33 AM

📎 File

📣UNION BANK OF INDIA APPRENTICE NOTIFICATION OUT!

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Descriptive Prep Today

May 11, 2026, 09:33 AM

📷 Photo

🤔Is Your Money Really Safe In Bank?

What is DICGC Insurance?

DICGC (Deposit Insurance and Credit Guarantee Corporation) insurance is a safety mechanism in India that guarantees bank deposits up to a maximum of ₹5 lakh per depositor (covering both principal and interest) in the event a bank fails or is liquidated.

It is a wholly-owned subsidiary of the RBI, and insurance is automatically included for all account holders.

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Descriptive Prep Today

Apr 24, 2026, 08:44 PM

📷 Photo

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Apr 24, 2026, 08:44 PM

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Apr 24, 2026, 08:44 PM

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Apr 24, 2026, 08:44 PM

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Apr 24, 2026, 08:44 PM

📣LIC HFL Junior Assistant Recruitment 2026 https://t.me/NotificationJunction

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Apr 24, 2026, 08:44 PM

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Apr 24, 2026, 08:44 PM

📷 Photo

⭐️A healthy CASA (Current Account and Savings Account) ratio for a bank, particularly in India, is generally considered to be 35–45% or higher, as it indicates a strong base of low-cost deposits.
A higher ratio reduces funding costs and improves net interest margins (NIM), directly boosting profitability.

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Apr 24, 2026, 08:44 PM

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Apr 24, 2026, 08:44 PM

📣 ECGC PO Scorecard Out:

https://ibpsreg.ibps.in/ecgcsep25/scda_apr26/login.php?appid=2f844891e799f60806cbed920ece10f1

3,140

Descriptive Prep Today

Apr 1, 2026, 05:25 AM

📣 SBI ✍ CBO Admit Card Out :

https://ibpsreg.ibps.in/sbicbonov25/oecla_feb26/login.php?appid=2524b40bbc7e06b023d5ecde7c3783f1

9,090

Descriptive Prep Today

Apr 1, 2026, 05:25 AM

📣SBI Clerk Scorecard Out:

https://sbi.bank.in/web/careers/clk-mains-2025-rs

7,670

Descriptive Prep Today

Apr 1, 2026, 05:25 AM

₹334 📖 Guidely PDF Course Offer

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Apr 1, 2026, 05:25 AM

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Apr 1, 2026, 05:25 AM

📎 File

📣 IB ACIO-ll/Exe 2025 Tier-ll Result Out.

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Apr 1, 2026, 05:25 AM

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Apr 1, 2026, 05:25 AM

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Apr 1, 2026, 05:25 AM

📣 IBPS Clerk Mains Final Result Out:

https://ibpsreg.ibps.in/crpcsaxvjl25/resdeca_feb26/login.php?appid=08bdbc2cbd314da2112fe6404aa6e47e

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Descriptive Prep Today

Apr 1, 2026, 05:25 AM

📷 Photo

Wishing you a Holi filled with sweet moments, happy memories, and the vibrant colors of life.

Happy Holi Everyone 💫

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Apr 1, 2026, 05:25 AM

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18 Months = ₹1038 (Recommended) ✔️

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