Avalon Technologies
#Avalon
#AvalonTech
Solid Q4FY26
Big rev growth, margins remain steady
Highest ever revenue, EBITDA, PBT and PAT in comps history
Rev at 480cr vs 342cr, Q3 at 418cr Other income at 12cr vs 7cr QoQ
PBT at 56cr vs 33cr, Q3 at 44cr
PAT at 41cr vs 24cr, Q3 at 33cr
OCF at 57cr vs 25cr
Muthoot Microfinance
#MuthootMF
#MuthootMicrofin
Solid Q4FY26
Good topline uptick
Asset quality better
Good QoQ and YoY uptick across all parameters
Rev at 632cr vs 555cr, Q3 at 603cr
PBT at 97cr vs -522cr, Q3 at 69cr
PAT at 71cr vs -401cr, Q3 at 62cr
AUM at 14006cr⏫13.3%
GNPA and NNPA down QoQ and YoY
GNPA at 3.89% vs 4.84%
NNPA at 1.14% vs 1.34%
Significant reduction in credit cost to 2.8% in Q4
Disbursements at 2877cr⏫47% YoY ,⏫15.4% QoQ
Raymond Lifestyle
#RaymondLife
#RaymondLSL
Losses significantly reduce
Lower other income, decent revenue uptick
Rev at 1776cr vs 1494cr, Q3 at 1849cr
Other income at 33cr vs 86cr
QoQ isn't comparable as Q3 is a festive quarter
EBITDA at 152cr⏫53% YoY
Good margin expansion
OPM at 8.4% vs 6.3%⏫210bps
194cr FCF generated in Q4
NWC days at 77 vs 87
Debt free with 179cr cash surplus
R Systems International
#RSystems
#RSystem
Decent Q1 as Dec is year ending qtr for R Systems
Good revenue scale up, decent PBT and PAT uptick
Good margin expansion at OPM at 13.7% vs 12.6%
Rev at 574cr vs 442cr⏫30%, Q4 at 555cr
Other income at 20cr vs 3cr
EBITDA at 101cr⏫43% YoY,⏫7.5% QoQ
PBT at 90cr vs 57cr, Q4 at 70cr
PAT at 65cr vs 39cr, Q4 at 36cr
Aptus Value Housing Finance
#AptusValue
Steady and consistent execution
Rev at 574cr vs 484cr, Q3 at 553cr
PBT at 327cr vs 271cr, Q3 at 304cr
PAT at 260cr vs 207cr, Q3 at 236cr
Asset quality stable with GNPA at 1.29% and NNPA at 0.96%
One 97 Communications
#PayTM
Continues to remain profitable
Rev at 2264cr vs 1912cr, Q3 at 2194cr Other income at 178cr vs 224cr
PBT at 173cr vs loss, Q3 at 231cr
OCF at -743cr
Decent/Avg:
#Emudhra
Good rev uptick,margins contract
Rev at 193cr vs 147cr, Q3 at 188cr
PBT at 33cr vs 31cr, Q3 at 34cr
#Hexaware
Rev at 3613cr vs 3207cr, Q3 at 3478cr PBT at 473cr vs 436cr, Q3 at 437cr
PAT at 352ce vs 327cr, Q3 at 292cr
