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Wealth Academy Guide
Mar 27, 2026, 10:56 PM
HOW TO USE MOONPAY TO BUY XLM
MoonPay is a payment service that is partnered with Lobstr and is available in over 150 counties. Moonpay follows KYC (Know Your Customer) protocol. These steps will help guide how to purchase XLM .
1 Go to Lobstr’s homepage and select Buy Crypto.
2 Choose the amount of XLM you wish to buy. Minimum requirement is $30. Tap continue when ready.
3 Confirm Buy Order by reading through the details of your order. Tap Continue with MoonPay when ready.
4 Identify verification is required to buy XLM. Tap continue when ready to proceed to the steps.
5 Read through the Terms & Consent page. If you agree to Terms of Use and consent to the Privacy Statement, Tap I Agree to continue.
6 Secure ID Verification. Choose which ID type you will be using, scan front and back of document, and then a selfie. An email will be sent when verification is complete. Once all KYC checks have been completed your wallet will be verified for current and future transactions.
7 MoonPay accepts Visa, MasterCard, debt cards, Apple Pay, Google Pay, and banks in selected regions.
8 Select amount of XLM you wish to buy and tap continue.
9 Review and confirm your order.
10 XLM will be deposited into your wallet.
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Wealth Academy Guide
Mar 27, 2026, 10:56 PM
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Another alternative to purchasing crypto to send to your lobstr wallet is via PayPal.
You can now purchase crypto at PayPal. Purchase PYUSD via your PayPal wallet and send to lobstr wallet to arrive in the PYUSD ( http://paxos.com/) Trustline
Follow PayPal instructions explicitly.
Swap to XLM
No Fees!
*Be sure to add memo if required
🦞🦞🦞🦞🦞
🦞 Lobstr ⤵️
🩲🩲🩲🩲🩲🩲🩲🩲🩲🩲🩲 💙💙💙💙💙
🔗 The blockchain application layer is the topmost layer in a blockchain architecture, where user-facing applications and decentralized applications (dApps) are built and interact with the blockchain network. It essentially provides the interface and functionality for end-users to engage with the blockchain technology.
🦞 Lobstr is programmed to transact on Stellar Network via blockchain API calls.
/ When you connect your wallet via Lobstr you are giving the application direct access to the wallet commands available on the network.
\ Any application that has your Skeys will be able transact on the wallet owners behalf.
-| Keep your Skeys safe.
-| You can use your Skeys to sign into other application layers ( Scopuly is another example )
/ Any asset stored on your wallet will be available ( attached wallets )
Just note: Switching between applications will not effect your wallet but will open you up to multiple sources having access to transact on your wallets behalf.
⚠️ Stay Alert!!!
/ Only follow official sources.
-| Any changes regarding best practices will be highlighted in detail as they become available.
\ Every application/security layer you use can present a new attack point for scammers.
🛡 There is no additional setups required.
\ Stellar is secure and apart of QFS.
-| No registering
-| No sign ups.
/ Anything you need to do setup wise will be detailed in our communications.
\ QFS does not require you to sign up for anything.
- Everything is handled on network.
- We have already seen reports of scammers approaching folks about this.
/ Please Stay Vigilant
🛡 Don't fall for this.
Only trust official sources... Keep your wallet safe!
WA Resources:
➡️ Scammer https://t.me/WealthAcademyStellar 🎓
➡️ 😮
➡️ Beginners Guide
➡️ Cold Wallet |
“The Best Offense is a Good Defense”
➡️Official Channel:
https://t.me/WealthAcademyStellar
⚡️Discussion Group: CLICK HERE
Wealth Academy Guide
Mar 27, 2026, 10:56 PM
🦞 Lobstr : Adding Assets
5 Methods | 1 That will ALWAYS WORK
⛏️ Method 1 | Add via QR code
\ QR codes are created to navigate to the Asset
-| Save QR to phone.
-| Click on QR icon on Lobstr->Home screen
/ Find QR image on device to load Asset location
\ Due to recent updates this method diverts to home screen on some assets.
\ Bypassing the ability to add the asset. ❌
If assets fail to load. Move to next Method
Method 2 & 3 | Searching to find Assets
You can search via Add Asset 🔎 search function
\ ( Mobile: Top Right Corner ) on Lobstr->Home screen
🔎 Search by Domain
Enter domain found on Asset Company ICO posts
( Find domains > Searching issuer id on http://Stellar.expert/, http://SDexExplorer.com/ )
\ Sometimes the domain detaches from assets ⚠️
-| Preventing assets from showing in domain searches ❌
-|> If Asset loads in search add asset via Asset page
-| Assets issued by the same domain will show in search
/ If Asset has a Scam warning Check your telegram settings
Settings > Security > Hide scam assets from search > Disabled
If assets fail to list. Move to next Method
🔎 Search by Issuer id
Depending on the domain. Some assets share issuer ids. Some have their own unique issuer id.
( Or by searching domain on http://Stellar.expert/, http://SDexExplorer.com/ )
\ Assets under issuer id should show in this search
-| Add via Asset page ✔️
/ Searches sometimes block issuer ids from displaying in Lobstr's Mobile version ❌
If assets fail to list. Move to next Method
Method 4 & 5 | Add via Link
Old school & Original Method
🔗 Trade Links: Navigating directly to the Assets Market for Trade via lobstr web address.
\ Web Version ONLY
-| Uses default browser on device.
-| Completely safe to login to Lobstr's Official website http://lobstr.co/
/ Be-sure you are only navigating to Lobstr's Official sources.
\ Sign into your Lobstr account on your device browser.
/ Then click on the link for navigating to the Assets Market page.
Place a small valued buy to add asset.
\ Any order that fills will automatically setup the trust line
/ Some Markets do not have Sell order.
Causing a pending order verses adding the asset. ❌
If assets fail to add. Move to next Method
💯 ALWAYS WORKS ⤵️
🔗 Add Asset Links: Navigating directly to the Add Asset page via lobstr web address.
\ Web Version ONLY
-| Uses default browser on device.
-| Completely safe to login to Lobstr's Official website http://lobstr.co/
/ Be-sure you are only navigating to Lobstr's Official sources.
\ Sign into your Lobstr account on your device browser.
/ Then click on the link for navigating to the Assets Market page.
Only thing different between the trade link and Add Asset link is the URL
trade/AssetName:Issuer | assets/AssetName:Issuer
( Link details found on ICO posts | Or by searching issuer id on http://Stellar.expert/, http://SDexExplorer.com/ )
Will always work
❓ Did you know ❓
You can create your own Links ⛓
Links can be created if you know the Issuer id and Asset name.
( Issuer id can be found searching company ICO posts | Or by searching domain on http://Stellar.expert/, http://SDexExplorer.com/ )
Asset name : Issuer id
Format ⤴️
🤓 Example
Domain: centre.io
Lobstr web domain must be included in each link after you sign into your wallet on lobstr web application (Via broswer, phone/pc)
\ Web Domain
🔗 https://lobstr.co/assets/
/ Add your AssetName ( Example USDC )
https://lobstr. co/assets/USDC
\ Add : then Issuer ID
https://lobstr.co/assets/USDC:GA5ZSEJYB37JRC5AVCIA5MOP4RHTM335X2KGX3IHOJAPP5RE34K4KZVN
WA Resources:
➡️ Beginners Guide
➡️ Stellar Networks
➡️ Stellar Networks
➡️ Scam Flags
➡️Official Channel:
https://t.me/WealthAcademyStellar
⚡️Discussion Group: CLICK HERE
Wealth Academy Guide
Mar 27, 2026, 10:56 PM
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➡️The Stellar Network & Soroban Smart Contracts
⚡️The Stellar Network has set itself apart from other blockchain platforms by integrating smart contract capabilities through Soroban, a scalable and developer-friendly platform.
✅Soroban allows Stellar to move beyond its payment-focused roots and expand into decentralized applications (dApps) and broader use cases.
➡️What are Smart Contracts?
🔴A smart contract is a self-executing program that automates and secures transactions or agreements between two parties. These contracts run when specific conditions are met, and once executed, the transactions are irreversible and trackable. Smart contracts eliminate the need for intermediaries, reducing fees and time delays.
‼️Think of a smart contract like a vending machine: you insert the right amount of money and select your item, and the machine automatically delivers it. In the same way, smart contracts ensure that the terms of a transaction are fulfilled without requiring human intervention.
➡️How Soroban Smart Contracts Work?
☯️On the Stellar Network, Soroban smart contracts enhance the ability to automate processes and ensure secure transactions. They are used for various applications, including:
🔴 Decentralized Applications (dApps): Allowing developers to create a range of decentralized solutions.
🔴 Tokenization: Enabling digital representation of real-world assets.
✅Soroban smart contracts facilitate trusted transactions and agreements among anonymous parties, without relying on a central authority, legal system, or third-party enforcement.
➡️Real-World Use Cases for Smart Contracts
⏳Smart contracts can be applied across a wide range of industries, including:
🔴 Real Estate: Automating property transfers and ensuring contract fulfillment.
🔴 Stock & Commodity Trading: Streamlining transactions between parties.
🔴 Lending & Finance: Automating loan disbursements and repayments.
🔴 Corporate Governance: Enabling transparent, tamper-proof decision-making processes.
🔴 Supply Chain Management: Ensuring traceability and accuracy in product movement.
🔴 Healthcare: Managing medical data exchanges and insurance claims.
🔴 Dispute Resolution: Automating conflict resolution through predefined criteria.
The applications are vast, and as blockchain technology evolves, more real-world use cases will emerge.
➡️Benefits of Smart Contracts
🔴 Efficiency: Speed up contract execution by automating processes.
🔴 Accuracy: Eliminate human error, ensuring the terms of the contract are met exactly.
🔴 Immutability: Once programmed, the contract cannot be altered, ensuring trust and security.
❤️With Soroban on the Stellar Network, these contracts are being applied in various real-world contexts, automating processes and enhancing transparency, trust, and efficiency.
❤️Credits to:
https://t.me/OR10N_TH3_LI0Nhttps://t.me/C_THELegend
➡️Official Channel:
https://t.me/WealthAcademyStellar
➡️Our Friends:
https://t.me/WhipLash347https://t.me/Tironianae
Wealth Academy Guide
Mar 27, 2026, 10:56 PM
Discussion Group: CLICK HERE ⬇️
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Wealth Academy Guide
Mar 27, 2026, 10:56 PM
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How to you? Official AI BOT by LOBSTR
🔢) Start BOT - https://t.me/lobstrguru_bot
🔢) Write any questions to him in any language, and the bot will process your request and respond immediately!
🔢) If you want to reset the bot due to any errors, simply type /reset in the message box.
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- Supports All Languages
- Instant Responses
- Official by LOBSTR
- Completely Anonymous
- Available 24/7
➡️If you don't get the answer you need, you can send your questions anytime in our WA Discussion Group, comment on any post, or reach out in the https://t.me/whiplashguidebot
📖Stellar Guide:
➡️Official Channel:
https://t.me/WealthAcademyStellar
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Wealth Academy Guide
Mar 27, 2026, 10:56 PM
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Welcome to 🅰️🅰️🅰️🅰️🅰️🅰️ Guru!
💘Your go-to support bot for all things wallet-related. Whether it's inquiries about your account, transaction help, or anything wallet-related, I'm here to assist you.
Get Al assistance on Telegram
Have questions? Our free Telegram Al bot is here to help
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➡️ https://t.me/lobstrguru_bot ◀️
Feel free to ask any questions or seek assistance, and I'll be here to guide you through!
📖Stellar Guide:
➡️Official Channel:
https://t.me/WealthAcademyStellar
Discussion Group: CLICK HERE ◀️