FitRichSane

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Updated: May 25, 2026 at 4:11 PM

FitRichSane

Live Podcasts about Wealth, Health & Happiness | NISM certified | DM for 1-to-1 learning @FitRichSaneContact [email protected] Disclaimer: https://www.fitrichsane.com/disclaimer/

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Global Ranking

#47879

-2792

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#7719

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#227

-12

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Total: 2.5K

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Latest Posts

FitRichSane

Apr 23, 2026, 05:09 AM

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FitRichSane

Apr 23, 2026, 05:09 AM

https://x.com/FitRichSane/status/2043305381481402644?s=20

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348

FitRichSane

Apr 23, 2026, 05:09 AM

📷 Photo

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FitRichSane

Apr 23, 2026, 05:09 AM

Q: sir its always come to a confusion for job doing person to pay Home loan first (Pre-Payment) or invest ??

A: Speaking purely on numbers, it's not difficult to earn returns more than the interest you will pay on your home loan. This is why some people stick with their home loans for the entire duration.

On the other hand, some people are not psychologically comfortable with debt. They feel more comfortable being debt free.


I would go for one of these two options, but that's just me:
1) create a large emergency fund and then work aggressively towards finishing the loan
2) invest 10% of the EMI in an SIP in an index fund, which will give roughly the total amount paid to the bank back to you

566

FitRichSane

Apr 23, 2026, 05:09 AM

Will the market bottom out next week?

Has it bottomed out?

Who knows!

Only thing that I know, 10 years later, you'll wish you had invested today

524

FitRichSane

Apr 23, 2026, 05:09 AM

The entire point of trying to be healthy, is to die young as late as possible

434

FitRichSane

Apr 23, 2026, 05:09 AM

Imagine losing money only because you did not know which fund will perform well in the future. (Hint: no one can be sure about it).

If you check the history of Mutual Funds, you will find that a surprisingly low number have been able to give returns higher than Index Funds.

528

FitRichSane

Apr 23, 2026, 05:09 AM

📷 Photo

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FitRichSane

Apr 23, 2026, 05:09 AM

You have potential. So do I. But even a rock sitting on a hilltop has potential energy. Yet, there is nothing it can do until it starts rolling down the hill.

Movement unleashes the rock's potential energy.

Our potential is very much like that. Whether we realize it or not, we all hold immense potential -- great talent. But this potential means nothing until we start moving.

Action converts potential into reality.

Millions have come and gone, contributing little to the world. But the world has been changed only by a few.

Both these groups of people had potential. But only one acted.
- Rajan

536

FitRichSane

Apr 23, 2026, 05:09 AM

📷 Photo

548

FitRichSane

Mar 28, 2026, 03:56 PM

“Mindset"


Book Introduction - This Book is Authored by Carlos. S. Dweck. What if you could embrace challenges, struggles, criticism, and setbacks as a source of growth? Well, you can do that.
That's what mindset is about.


Learning's from the BOOK

• Adopting a Growth Mindset and Focusing on Learning Over Achievement: When you focus on the mind of growth, you embrace all the things that you felt were threatening: challenge, struggle, criticism, and setbacks.
• You could change your mindset: The good news is that even if you have a fixed mind right now, it's not a fixed thing. You can put yourself in a growth mindset.
• Growth Mindset Allows You to Love What You Do With Fixed Mind: You Love Score. With your thinking about growth, you love the process and growth.
• Growth Mindset Makes It Worth It: With the mind of growth, the journey is a reward, even if things don't go as planned.
• See Your Relationships in the Growth Mindset: Your relationships change when you let go of your ideal images and think of them from a growth point of view.
• Artistic Ability Can Be Developed Far Greater than What You're Born with: Just because some people seem naturally good at something, doesn't mean that others can't do it. Physical skills can be more developed than what you're born with. Do you think that the fastest woman on earth was born that way? Nope's! Wilma Rudolph, hailed as the fastest woman on earth after winning three gold medals for sprints and relays at the 1960 Rome Olympics, didn't start so "lucky."
• Parents, Teachers, and Coaches: Parents, teachers, and coaches shape their minds through their actions and their words.
We All Have Interests That Can Blossom In Ability: Don't let a fixed mind hold you back from what you're capable of.

FitRichSane

Mar 28, 2026, 03:56 PM

Huge buying today because of Friday's crash and this morning's temporary dip.

https://x.com/FitRichSane/status/2033520908690960791?s=20

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468

FitRichSane

Mar 28, 2026, 03:56 PM

https://x.com/FitRichSane/status/2032071357601591554

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577

FitRichSane

Mar 28, 2026, 03:56 PM

2 months back, I had no idea I would have to post this message so many times

https://x.com/FitRichSane/status/2032433745014497774?s=20

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595

FitRichSane

Mar 28, 2026, 03:56 PM

I have no idea how much the market will fall from here. Or when it will recover.

But right now is a very good time to invest

507

FitRichSane

Mar 28, 2026, 03:56 PM

https://x.com/FitRichSane/status/2031346813488472134?s=20

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606

FitRichSane

Mar 28, 2026, 03:56 PM

When I started this, I had no idea there will be so much buying within months. But it is what it is. I will not mess with the system

https://x.com/FitRichSane/status/2031708970038210609?s=20

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616

FitRichSane

Mar 28, 2026, 03:56 PM

What to do when you are not able to develop a new habit?

https://x.com/FitRichSane/status/2030621805908517334?s=20

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594

FitRichSane

Mar 28, 2026, 03:56 PM

During bull runs, we wait for crashes to invest in, and during crashes, we sell. That makes no sense. Let's make use of the buying opportunity

Purchases in today's fall:

https://x.com/FitRichSane/status/2030984193555980448?s=20

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631

FitRichSane

Mar 28, 2026, 03:56 PM

There are actually people who believe that if you buy a mutual fund at the time of its NFO, when the NAV is mostly Rs.10/-, it cannot go down from there.

Please think about it rationally. A mutual fund buys stocks. If the stocks go down in price, so does the NAV, even if the NFO was the same day

589

FitRichSane

Mar 26, 2026, 05:05 PM

Tax Harvesting Season is here. Don't miss these extremely important points

https://x.com/FitRichSane/status/2029897030815137896?s=20

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561

FitRichSane

Mar 26, 2026, 05:05 PM

More buying:

https://x.com/FitRichSane/status/2029534642336932057?s=20

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569

FitRichSane

Mar 24, 2026, 05:11 PM

A few years back, the FIRE movement was at its peak

It has now been replaced by FI, which I find much more sensible

630

FitRichSane

Mar 24, 2026, 05:11 PM

Unfortunately, anything that gives you an income, passive or active, will take either a lot of money, or a lot of effort from you.

590

FitRichSane

Mar 23, 2026, 09:51 AM

The next time you catch yourself judging someone for their clothing, hobbies, or interests ask yourself "what does it matter to me?"

The more you train yourself to not care about the personal preferences of other people, the more relaxed you become.

648

FitRichSane

Mar 22, 2026, 02:52 PM

“I can’t wait for my wealth to grow. I want to double my investments in 6 months. I need to invest in risky assets.” Many people lose their savings because they don’t have the patience to understand the investment option and they blindly trust anyone with their money because of this reason.

625

FitRichSane

Mar 21, 2026, 07:14 AM

What is your take on the protein movement that has hit India?
Any contrary opinions?

634

FitRichSane

Mar 19, 2026, 11:13 PM

👉 If you must use camphor/ agarbattis for your prayers, use it only for a couple of minutes

👉 Open all doors and windows during this time

👉 Burn it in a corner of the room, far from where you would sit/ sleep

👉 If you do it for the smell, switch to oil diffusers

As far as I am concerned, no religion forces you to breathe bad air. This tradition was probably created in an open space, blindly adapted to our homes today

639

FitRichSane

Mar 19, 2026, 07:15 AM

https://x.com/FitRichSane/status/2026997927130911039

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553

FitRichSane

Mar 17, 2026, 07:22 AM

There are no excuses to not invest

https://x.com/FitRichSane/status/2026635538984583291?s=20

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601

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Latest Posts